Privacy Policy

M-Terminal ("M-Terminal", "we", "us", or "our") respects your privacy. This Privacy Policy explains how we collect, use, store, share, and protect information when you access or use the M-Terminal website, platform, tools, and related services (collectively, the "Services").

By using M-Terminal, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

A. Information You Provide

This may include:

• Name, email address, and account credentials.
• Profile information.
• Messages, feedback, support requests, and survey responses.
• Information you enter into calculators, models, portfolio tools, watchlists, research workspaces, or other platform features.
• Documents, files, notes, or content you upload to the platform.

B. Automatically Collected Information

When you use M-Terminal, we may automatically collect:

• Device type, browser type, operating system, and IP address.
• Usage information, including pages viewed, features used, session duration, clicks, and interaction patterns.
• Log data, crash reports, performance data, and security-related information.
• Approximate location derived from your IP address.
• Cookies and similar technologies.

C. Third-Party Information

If you sign in through a third-party provider such as Google, we may receive basic account information permitted by that provider, such as your name, email address, profile image, and unique account identifier.

We may also receive market data, company data, public filing information, or other content from third-party data providers. This information is not necessarily personal information.

2. How We Use Your Information

We may use your information to:

• Provide, operate, maintain, and improve M-Terminal.
• Create and manage user accounts.
• Personalize dashboards, watchlists, research workflows, and platform features.
• Process and display your saved data, inputs, calculations, and reports.
• Respond to support requests and communicate with you.
• Monitor platform usage, performance, security, and fraud.
• Develop new tools, features, analytics, and product improvements.
• Comply with legal obligations and enforce our Terms of Service.
• Send product updates, service notices, and, where permitted, promotional communications.

3. Financial Information and Investment Data

M-Terminal may allow you to input portfolio information, holdings, investment preferences, financial assumptions, or other financial data.

Unless expressly stated otherwise, M-Terminal does not execute trades, hold securities, act as a broker, or access your bank account or brokerage account credentials.

You should avoid uploading highly sensitive personal or financial information unless the platform specifically requests it and provides appropriate safeguards.

4. Cookies and Similar Technologies

We may use cookies, local storage, analytics tools, and similar technologies to:

• Keep you signed in.
• Remember preferences and saved settings.
• Understand usage and improve performance.
• Protect against abuse and security threats.
• Measure traffic and feature adoption.

You may control cookies through your browser settings. Disabling cookies may limit certain features of M-Terminal.

5. How We Share Information

We may share information with:

• Service providers that help us host, maintain, secure, analyze, or operate the Services.
• Authentication, cloud-storage, analytics, and infrastructure providers.
• Professional advisers, auditors, insurers, or legal authorities where necessary.
• Government authorities or other parties where required by law, legal process, or to protect rights, safety, and security.
• A successor entity in connection with a merger, acquisition, restructuring, financing, sale of assets, or similar transaction.

We do not sell your personal information to advertisers.

6. Data Retention

We retain personal information only for as long as reasonably necessary to provide the Services, comply with legal obligations, resolve disputes, enforce agreements, and maintain legitimate business records.

You may request deletion of your account and associated personal data, subject to legal, security, and operational retention requirements.

7. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect your information. However, no internet-based system is completely secure, and we cannot guarantee absolute security.

You are responsible for protecting your account credentials and for using a strong, unique password where applicable.

8. Your Rights and Choices

Depending on applicable law, you may have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your personal information.
• Withdraw consent where processing is based on consent.
• Opt out of promotional communications.
• Request information about how your data is used or shared.

To exercise these rights, contact us at nikhilpratap112006@gmail.com.

9. Children's Privacy

M-Terminal is not intended for children under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided personal information to us, contact us so we can take appropriate action.

10. International Data Transfers

Your information may be processed or stored in locations outside your state or country, including where our cloud, hosting, authentication, analytics, or service providers operate. By using the Services, you understand that your information may be transferred to and processed in such locations, subject to applicable law.

11. Third-Party Links and Services

M-Terminal may contain links to third-party websites, data sources, tools, or services. We are not responsible for their privacy practices, content, or security. You should review the privacy policies of third-party services before providing them with personal information.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated policy will be posted on this page with a revised "Last Updated" date. Continued use of M-Terminal after changes become effective constitutes acceptance of the revised Privacy Policy.

13. Contact Us

M-Terminal
Email: nikhilpratap112006@gmail.com
Website: https://mterminal.onrender.com/